Home Loan, Mortgage, Refinance, Debt Consolidation, and other Lending and Mortgage Services by Mortgage Town USA  
 

 

 

Required Documents


  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting�.either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced�a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

    For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation

 


Are you ready to own?

Take the first step towards the American Dream by completing our easy Online Application. We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started!

Mortgage Town USA

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Whatever your residential financing needs, we will tailor a loan that's right for you:

Purchase Investment Properties
Refinance Debt Consolidation Loans
Construction Stated Income Loans
Home Improvement Damaged Credit Loans!
Home Equity Loans And more!

 


Contact Information:
Mortgage Town USA, 2080 Mineral Spring Ave. North Providence, Rhode Island 02911, Phone: 401-232-0700, Fax: 401-232-0397

 

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